ASPCA Pet Insurance
What is pet insurance?
Pet insurance is coverage that helps you manage your veterinary costs. It’s actually a form of property insurance, which sounds strange since we certainly don’t think of our pets as anything other than furry members of our family. But it works similar to an auto or home insurance policy and reimburses you for covered incidents.
Plan Features
Everything You’ll Need to Know
Pet Insurance in 2026
Greenlight Networks offers Pet Insurance through ASPCA. This benefit gives you the flexibility to customize a plan that fits your pet’s needs using the online quote system:
ASPCA Pet Insurance Quote Tool
Important Details:
- This benefit is not elected through Paychex Flex and does not involve payroll deductions.
- You will pay premiums directly to ASPCA Pet Insurance for the plan you choose.
- As a Greenlight employee, you’re eligible for a 10% discount by using the employee code: EB-PETINSURANCE.
How Pet Insurance Works
- Reimbursement Model: Most plans work on a reimbursement basis. You pay the vet bill upfront, then submit a claim to get reimbursed for covered costs.
- Coverage Options: Plans typically include:
- Accidents and injuries
- Illnesses
- Surgeries
- Prescription medications
- Optional wellness care (like vaccinations and annual checkups)
Key Terms to Know
- Premium: The monthly or annual cost of your policy
- Deductible: The amount you pay out-of-pocket before insurance starts reimbursing
- Reimbursement Rate: The percentage of the vet bill the insurer pays after the deductible
- Annual Limit: The maximum amount reimbursed in a year
Why It’s Valuable
Pet insurance helps you avoid tough financial decisions when your pet needs care. It’s especially helpful for unexpected emergencies or chronic conditions that require ongoing treatment—giving you peace of mind and financial flexibility.
