Medical Insurance

What is Medical Insurance?

Medical insurance is designed to protect you and your family by covering a wide range of healthcare services in the event of illness, injury, or preventive care needs. It’s more than just coverage for emergencies—it’s a comprehensive benefit that supports your overall well-being.

Plan Features

Everything You’ll Need to Know

Medical Coverage for 2026

Greenlight Networks offers three medical plans through Excellus BlueCross BlueShield (BCBS):

  • Excellus Signature Hybrid Plan
  • Signature High Deductible Health Plan (HDHP) – $2,500/$5,000
  • Signature High Deductible Health Plan (HDHP) – $7,000/$14,000

All three plans are PPOs (Preferred Provider Organization), giving you access to both in-network and out-of-network providers for maximum flexibility in your care.


What Does Your Medical Insurance Cover?

  • Preventive Care: Routine checkups, screenings, and vaccinations to keep you healthy and catch issues early.
  • Doctor Visits: Coverage for primary care and specialists.
  • Hospital Services: Inpatient and outpatient care for surgeries, treatments, and procedures.
  • Behavioral Health: Mental health counseling, therapy, and substance abuse treatment.
  • Prescription Medications: Access to necessary medications at reduced cost.
  • Emergency Care: Coverage for urgent and life-threatening situations.
  • Additional Services: Depending on your plan, this may include maternity care, rehabilitation, and chronic condition management.

Why It Matters

Healthcare costs can be unpredictable and expensive. Medical insurance helps reduce financial stress by sharing the cost of care, so you can focus on your health—not the bills.


Resources Available

Below, you’ll find the 2026 Summary of Benefits and Coverage (SBCs) and Benefit Summaries for each plan available to benefit-eligible employees.

Also included are brochures for programs available to employees enrolled in a Greenlight-sponsored group health plan, such as:

  • Blue365 member discounts
  • MDLive Telemedicine
  • ThriveWell wellness support
  • Wellframe care management app
  • Rx Mail Order services
  • Instructions for creating an online account with Excellus BCBS

Take Your Health Plan Anywhere

If you’re enrolled in medical coverage through Greenlight, download the Excellus mobile app to:

  • View your benefits
  • Find doctors or urgent care on the go
  • Access your digital member ID card
  • Track claims and spending

Register today at ExcellusBCBS.com/Register