Hospital Indemnity Insurance
What is Hospital Indemnity Insurance?
Hospital Indemnity Insurance is a supplemental benefit designed to provide financial support if you are admitted to the hospital due to an illness or injury. While your primary health insurance helps cover medical costs, it often leaves you responsible for deductibles, copays, and other out-of-pocket expenses. Hospital Indemnity Insurance pays cash benefits directly to you, which you can use however you need—whether for medical bills, transportation, child care, or everyday living expenses.
Plan Features
Everything You’ll Need to Know
Hospital Indemnity Insurance: Extra Protection When You Need It Most
An unexpected illness or injury can lead to a hospital stay—sometimes just overnight, sometimes for several days. When that happens, out-of-pocket costs like deductibles, copays, and coinsurance can add up quickly. On top of that, non-medical expenses such as child care, transportation, or household help can create additional financial strain.
Hospital Indemnity Insurance helps ease that burden by providing cash benefits paid directly to you, giving you the flexibility to use the funds however you need—medical or non-medical.
What You Need to Know for 2026
- Greenlight Networks offers this benefit on a voluntary benefit to all benefit-eligible employees.
- No health questions required (no Evidence of Insurability).
- Premiums are deducted from your paycheck on a post-tax basis.
How It Works
- Complements your existing health insurance—it does not replace your medical plan.
- Cash benefits are paid directly to you, not to the hospital or provider.
- Coverage is available for you, your spouse, and/or your children, providing peace of mind for the whole family.
Key Advantages
- Helps offset costs not covered by your health plan.
- Provides flexibility—use the benefit for any expense, medical or non-medical.
- Offers financial security during unexpected hospitalizations.