Health Savings Account

HSA-Eligible Medical Plans in 2026

Greenlight Networks offers two High Deductible Health Plans (HDHPs) in 2026—both of which are HSA-eligible. If you enroll in either plan, you’ll have the opportunity to open and contribute to a Health Savings Account (HSA), a powerful tool for managing out-of-pocket healthcare expenses and saving on taxes.

HSA Vendor

Greenlight partners with HSA Bank to administer HSAs. Make sure you open your account right away upon enrollment so that you can start receiving your employer contributions immediately.

Greenlight Networks HSA Contributions for 2026

Employees enrolled in an HDHP will receive employer contributions to their HSA, distributed per pay period throughout the year:

• Single Coverage: $600 annually
• Employee + Spouse: $1,200 annually
• Employee + Child(ren): $1,200 annually
• Family Coverage: $1,200 annually

2026 IRS Contribution Limits

The IRS has increased the annual maximum contribution limits for HSAs:

• Individual Coverage: $4,400
• Family Coverage: $8,750
• Catch-Up Contribution: Additional $1,000 if you’re age 55 or older

⚠️ Reminder: These limits include both employee and employer contributions. If you plan to contribute your own pre-tax dollars, factor in Greenlight’s contributions to avoid exceeding the IRS maximum.

Why Choose an HSA?

HSAs offer triple tax advantages:

• Tax-Free Contributions: Reduce your taxable income through pre-tax payroll deductions.
• Tax-Free Growth: Interest and investment earnings grow tax-free.
• Tax-Free Withdrawals: Use funds for qualified medical expenses—such as deductibles, copays, prescriptions, dental, and vision care—without paying taxes.

Additional benefits:

• Funds roll over year to year—no “use-it-or-lose-it” rule.
• Portability: Your HSA is yours to keep, even if you change jobs or retire.
• Long-Term Savings: HSAs can be used as a supplemental retirement savings tool for future healthcare costs.

An HSA is one of the most effective ways to save on taxes, plan for current and future healthcare expenses, and maintain financial flexibility.

HSA Bank Webinar Schedule: HSA Webinar Schedule